stock chart

On: Jun 16 2017 | Category: Long Term Planning, Retirement Savings

Keeping Your Seat Pays Off

It is important not to give up long‐term gains for temporary short‐term stability. Not staying invested and choosing to pull out of markets until they’re less volatile can mean the loss of tens of thousands of dollars (or more).

Social Security cards

Social Security and Divorce: What You Need to Know

Anyone who has been through a divorce knows the life-changing toll it takes on a person, emotionally and financially.

Globe Money

On: May 17 2017 | Category: Elections, Long Term Planning, Retirement Savings

Elections and Investments – What’s the Disconnect?

There is always more to the markets than what is seen on television and blasted from the headlines. Careful consideration of all aspects of an investment – political, demographic, economic, and relative value, to name a few – must be made when considering the broader implications of that investment on the portfolio.

2017 1st Quarter Report

On: May 2 2017 | Category: Quarterly Report, Retirement Savings

By the Numbers: 2017 1st Quarter Report

Equities led the way with Emerging Markets stocks returning 11.5%, International Developed stocks returning 6.8% and U.S. stocks returning 5.7% for the period. U.S bonds, global bonds and real estate reversed their retreat from last quarter and commodities registered the only negative return for the quarter.

Fund Growth

On: Apr 17 2017 | Category: Long Term Planning, Retirement Savings

The Wager of the Decade: Hedge Funds vs. S&P 500

Nine years ago Warren Buffett offered a wager that the S&P 500 would outperform hedge funds over an extended period of time. Only one individual, Ted Seides of Protégé Partners, rose to the challenge.

Child Education Book

On: Apr 5 2017 | Category: College Planning, Long Term Planning

Give the Gift that Will Not Be Outgrown

When a gift is needed on short notice, do you find yourself scurrying around and wondering what to give? Think education and give the gift that will never be outgrown.

Tax written on a wooden cube

On: Mar 15 2017 | Category: Long Term Planning, Retirement Savings, Social Security

Attention Baby Boomers Age 59 ½ – 70 ½, Take Advantage of the “Tax Sweet Spot”

When you reach age 59 1/2, you enter what we call the “tax sweet spot”. This is when you are allowed to make withdrawals from tax-deferred accounts penalty-free… but you aren’t required to actually make those withdrawals until age 70 ½.

YPPA

On: Mar 1 2017 | Category: Community Involvement

Community Spotlight – YPPA

Torrance Memorial Medical Center (TMMC) sponsors a group called Young Physicians and Professionals Alliance (YPPA). YPPA was established in 2012 with the purpose of bringing together physicians and community leaders to support targeted initiatives at TMMC and to help raise health-awareness in the community.

pink hearts

On: Feb 14 2017 | Category: Community Involvement

HFA’s Most Memorable Valentine’s Gifts

Love is in the air. Every Valentine’s Day millions of flowers, chocolates and cards are painstakingly selected and given to show one’s love. Just because we have the best intentions when choosing that perfect gift for our special Valentine, doesn’t necessarily mean we always hit the mark. While we want our gift to stand out as the best ever, many of us fall a little short while others far exceed expectations.