Your Personal Wealth Manager
Who We Are… Since 1992
Harris Financial Advisors is a leading wealth management firm centered on investment management and advanced financial planning. Since 1992, we have built our practice on the hallmarks of commitment and dedication to our clients and their aspirations.
We believe collaboration, transparency, trust and education are the cornerstones of a meaningful partnership. As an independent Registered Investment Advisor, we pair intelligent portfolio design with coordinated planning to empower our clients to make informed life decisions.
How may we help you?
Why Personal Wealth Management
A unique life requires a unique plan.
No matter what path you’re on, knowing where you’re going makes the journey much more enjoyable and much less stressful. Whether you need:
A Personal CFO – Much like a business will hire a CFO (Chief Financial Officer) to ensure the business’s financial strategies are in line with the resources available; our team can help provide order and structure to a family’s constantly evolving financial picture.
Fiduciary Advisor – If you are looking for an advisor who is mandated to act in your best interest in any and all recommendations, we are here to help.
Our Certified Financial Planner™ professionals, Chartered Financial Analyst® charterholders, and Accredited Investment Fiduciary® designees have dedicated years educating themselves so they can help you take control of your money.
Investment Expertise – Do you feel your performance is lacking? Are you taking on too much risk? Do you feel you don’t understand your investments or are paying too much for investment management?
Our CFA® charterholders and Certified Financial Planner™ practitioners can help bring transparency and tax-efficiency to your portfolio using cost-effective, data driven, and intelligent investment techniques grounded in decades of academic research.
Financial Planning – Are you going through a life transition such as retirement, divorce, or loss of a loved one? Do you feel you are paying too much in taxes? Are you unwinding a successful business? Are you considering investing in real estate? Would you like to be more charitable with your money?
Our credentialed professionals will help determine the question(s) that drives you and partner with you to create a detail-oriented, tax-centric, and transparent financial plan with easy to implement, step-by-step guides for success and stability.
A transparent, detail-oriented, actionable guide to financial peace of mind can be exactly what you need to find the answers you’ve been looking for.
Harris Financial Advisors was founded with the goal of bringing integrity to your financial life.
For each of our clients we strive to help create stability and security to provide financial independence. Serving our clients’ best interests and offering the most personal service available has allowed us the honor of earning a reputation for excellence in our industry.
Creating a structure that fits your needs is our focus. Our expertise and resources help you address anything with a $ sign.
Our Role as Your Personal Wealth Manager
We help you focus on four broad areas that, when addressed together, create a structured foundation to support your financial house.
1. Wealth Enhancement
We will seek to produce the best possible investment returns consistent with your level of risk tolerance and to minimize the tax impact on those returns. Click here to get a second opinion on your portfolio risk levels.
2. Wealth Transfer
We will facilitate the most tax-efficient way to pass assets to succeeding generations, and do so in a way that meets your wishes. This multi-generational approach spawns financial education and empowerment for yourself and your loved ones.
3. Wealth Protection
You’ve worked so hard to build your legacy, let’s make sure it is properly protected. We will work with your estate planning attorney and other advisors to help you protect your wealth against potential creditors, litigants, children’s spouses and potential ex-spouses.
4. Charitable Gifting
Life is as much giving as receiving. We will help you fulfill your charitable goals and maximize tax benefits available and overall impact to the causes you want to help.
These four pillars lay the foundation of your financial house. As these begin to take shape, we help to build your customized house using our specialty knowledge and vast network of resources.
In addition to industry-experienced support staff, our professional staff includes the following:
Certified Financial Planner™ or CFP® – A professional designation awarded by the Certified Financial Planner Board of Standards, Inc. Requirements include completion of a comprehensive course of study as established by the CFP® certification board, passing the rigorous 10-hour CFP® Certification Exam, a minimum of three years financial planning experience, abiding by a strict code of professional conduct, and ongoing certification through continuing education.
Chartered Financial Analyst® or CFA® – A professional designation given by the CFA Institute that measures competence and integrity of financial analysts. Candidates are required to pass three levels of exams covering areas such as accounting, economics, ethics, money management, and security analysis.
Accredited Investment Fiduciary® or AIF® – Advisors who have earned the Accredited Investment Fiduciary designation are able to immediately show that they are interested in and working towards the best interests of their clients. They have gone through training, met the qualifications, and passed the exam allowing use of the AIF® designation.
Our goal is to work hand-in-hand with your accountant and estate-planning attorney to ensure your tax, estate and financial plans are finely tuned and coordinated with each other. We will also help to coordinate your insurance, business attorney, or any other professional on your team so that all things related to your financial lives are moving toward the goals that are important to you.
If you need a referral for any of the above professionals, we have a vast network of top talent that we can enlist to help you reach your goals. These carefully selected experts provide us with a high level of knowledge and skill in key aspects of your finances.
As your personal wealth manager, we review your complete financial picture and identify any needs. As appropriate, we then turn to our network in order to evaluate your specific financial challenges and devise appropriate solutions.
Meet Your Team
The Harris Financial Team works with you to focus on your wealth management needs, combining the Art & the Science.